Gaining Momentum in Debt Payoff
Our first month of intense debt pay off was January, 2015. It took us a few months after Ben was …
4 Big Categories We Cut Spending in once the Crazy Kicked in
I’ve written about how the momentum of debt payoff (or any financial goal) picks up once you get going, and makes …
3 Kids Books That Make Me Cry (and our other favorite toddler books)
A couple things you should know about us before you read my book recommendations: I took a class on children’s books …
Budgeting 101 #4: What the heck is a Sinking Fund?
Understanding sinking funds is essential to accurate budgeting (unless your income is such that you choose to cash flow big …
Budgeting 101 #3: What to Do When You Go Over Budget
So far in this Budgeting 101 Series, we’ve learned how to start a budget and how to track spending. You’ve …
Why & How We Use Cash
I often suggest to people to try using all cash if you’re new to budgeting. We used to do cash …
A Typical Stay at Home Mom Day
A stay at home mom day can be very exciting. Between the laughter, tears, and poop, you never know what might …
Choosing Contentment in Our Home
We have committed to basically spending no money on home improvements in our rental house. The landlords take care of necessary …
5 Things We’re Not Buying (While We Get out of Debt)
Sometimes I’ll jokingly say to my Ben, “when we get out of debt, I would like to buy …
Cloth Diapering 101: A Super Simple Guide
When we first looked into cloth diapering, I was SO OVERWHELMED by all the information out there. There are entire …
Miscarriage: Our Story
I am torn between a million thoughts and speechlessness. Between not wanting to talk about it and wanting people to know. …
A $700 “no” – our defining moment while getting out of debt
Ben was planning to attend a trip to New York City for a conference. It turned out we had enough …
My new most embarrassing moment
So, Addie (our 2 1/2 year old) has become more and more conversational. We can really have basically regular conversations …
The Best Toys for Toddlers
Call me a toy snob, but those irritating, noise-making toys drive me nuts. You know…. the ones that sing obnoxious …
bonus phrases for your kids
I wrote about some helpful phrases to use with 1 year olds and 2 year olds (and all their emotional drama). And …
Budgeting 101- #2 How to Track Your Spending
Where is all my money going? How much should I budget in this category? I want to save money but …
Budgeting 101 – #1 How to Start a Budget
Whether you’ve tried budgeting a million times or it’s the first time ever, starting a budget can feel daunting. What …
Detailed Review of EveryDollar Online Budgeting Tool
We used EveryDollar for 9 months, then switched to YNAB. I have updated this post to reflect my current thinking …
getting over my entitlement (part 1)
Confession: I used to be entitled. (Hey, you can’t get help if you don’t admit you have a problem, right?) …
Top 3 Reasons to Get Out of Debt – NOW!
We read Dave Ramsey’s book The Total Money Makeover (which I highly recommend, by the way) and listened to all the …