Budgeting

A complete review of YNAB: you need a budget, our favorite online budgeting tool. YNAB gives you the option of tracking things manually or connecting to your account. Using YNAB fixed our budgeting problems once and for all!!!!

10 Reasons YNAB is Worth the Money: Review for You Need a Budget

YNAB is by far, our favorite online budgeting tool for tracking spending and money management. YNAB costs $6.99/ month (billed annually), and the most frequently asked question I get about it is, “Why pay when there are free budgeting tools available like Mint? Is YNAB worth the money?” This YNAB review is meant to answer …

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Do I Have A Spending Problem or an Income Problem?

People often feel like they don’t have enough money… like the solution to their financial problems is making more money… an “income problem,” if you will. While it’s possible that you do have an income problem, it’s also very possible that you have a spending problem or an expenses problem. So how can you tell which it is?  If …

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Here are 10 simple tips for how to save money on groceries without using coupons. I do most of these each month and we spend less than $400 per month for our family of 4.

How To Save Money on Groceries: 10 Simple Ideas & NO Coupons

I recently wrote about how I got sloppy at budgeting towards the end of my pregnancy with our 3rd baby. Especially with our grocery budget! Oddly enough, even with 3 kiddos under 3.5, I have way more energy and mental stamina to think about budgeting (and blogging) again now that I’m not pregnant. That 3rd one …

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FREE BUDGETING FOR BABY WORKSHEET: how much does it cost to have a baby? This simple process will help you plan for a new baby, regardless of how big your budget is.

How to Figure Out the Cost of a Baby per Month for Your Unique Household

When we got pregnant with our first baby, I was a private piano teacher making approximately $26,000/ year (before taxes) and he was a full time graduate student. Then, I landed a luxurious public school teaching job that was a slight pay increase with health insurance. (Did that make me a sugar momma?)  When we …

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Questions to ask your insurance provider when you get pregnant! http://wp.me/p6bl1n-14y

Questions to Ask Your Health Insurance Provider During Pregnancy

When we were pregnant with our first, I was fortunate enough to be doubly insured by my job and being on my parents’ health insurance still (because I was 25). I called both companies and basically said, “hey I’m pregnant, and I don’t even know what to ask you.” I literally knew NOTHING about health …

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How to grocery shop once a month!

Why I Love Grocery Shopping Once a Month

Let’s talk grocery shopping. Granted, not the most exciting of topics, but something we do a lot. So, worth talking about how to make it easier… I have tried every single possible grocery planning method over the past 7 years that I’ve been in charge of feeding myself (and anyone else who came along and depends …

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the #1 way I've been saving money on groceries (and it's so easy)!

Save Money on Groceries with Walmart Price Match

I don’t know what it is about the darn grocery budget, but it seems like something everyone wants to spend less on. If you have little kids, meal planning and grocery shopping might sound about as fun as repeatedly poking your eyes with dull colored pencils. But, this process can become relatively simple if you try …

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