Save Money on Groceries with Walmart Price Match
I don’t know what it is about the darn grocery budget, but it seems like something everyone wants to spend …
Budgeting
Every Day I’m Hustlin’ – Ways to Make Extra Money From Home
There are entire sites dedicated to tons of crazy ways to make money in addition to your day job, etc… …
Have yourself a Merry Little Debt Free Christmas
Perfectly thoughtful gifts for 15 people = $750 Homemade cookies for neighbors & coworkers = $50 a new nativity because …
Gaining Momentum in Debt Payoff
Our first month of intense debt pay off was January, 2015. It took us a few months after Ben was …
4 Big Categories We Cut Spending in once the Crazy Kicked in
I’ve written about how the momentum of debt payoff (or any financial goal) picks up once you get going, and makes …
Budgeting 101 #4: What the heck is a Sinking Fund?
Understanding sinking funds is essential to accurate budgeting (unless your income is such that you choose to cash flow big …
Budgeting 101 #3: What to Do When You Go Over Budget
So far in this Budgeting 101 Series, we’ve learned how to start a budget and how to track spending. You’ve …
Why & How We Use Cash
I often suggest to people to try using all cash if you’re new to budgeting. We used to do cash …
Choosing Contentment in Our Home
We have committed to basically spending no money on home improvements in our rental house. The landlords take care of necessary …
5 Things We’re Not Buying (While We Get out of Debt)
Sometimes I’ll jokingly say to my Ben, “when we get out of debt, I would like to buy …
A $700 “no” – our defining moment while getting out of debt
Ben was planning to attend a trip to New York City for a conference. It turned out we had enough …
Budgeting 101- #2 How to Track Your Spending
Where is all my money going? How much should I budget in this category? I want to save money but …
Budgeting 101 – #1 How to Start a Budget
Whether you’ve tried budgeting a million times or it’s the first time ever, starting a budget can feel daunting. What …
Detailed Review of EveryDollar Online Budgeting Tool
We used EveryDollar for 9 months, then switched to YNAB. I have updated this post to reflect my current thinking …
getting over my entitlement (part 1)
Confession: I used to be entitled. (Hey, you can’t get help if you don’t admit you have a problem, right?) …
Top 3 Reasons to Get Out of Debt – NOW!
We read Dave Ramsey’s book The Total Money Makeover (which I highly recommend, by the way) and listened to all the …
Simplify Christmas and Give Generously
This year, Ben and I have discussing how to give more generously and simultaneously cut back on excessive spending. The thing …