Get Out Of Debt

Do I Have A Spending Problem or an Income Problem?

People often feel like they don’t have enough money… like the solution to their financial problems is making more money… an “income problem,” if you will. While it’s possible that you do have an income problem, it’s also very possible that you have a spending problem or an expenses problem. So how can you tell which it is?  If […]

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Budgeting When You’re In Survival Mode

Ahhh!! This was an amazing resource for helping us start our first budget. This lady makes it so simple to start budgeting for beginners, break the paycheck to paycheck cycle, get out of debt, and get ahead financially. #budgeting #personalfinance #debtpayoff #getoutofdebt budgeting in survival mode

Budgeting and tracking your spending are helpful habits for anyone who wants to achieve financial goals, but budgeting when you’re in survival mode financially is a non-negotiable!! If you are exhausted by your financial mess, or not sure what the first right step is, this post is for you! You will learn exactly what to do, step […]

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Skip Spouse Gifts for a Year

Doing these 50 small things will save you $10,000 this year! One idea - skip gifts with your spouse for a whole year and save at least $500. Here are some alternatives to expensive gift-giving.

If you’re accustomed to exchanging extravagant gifts with your spouse, skipping gifts for a year may seem extreme. But, hey, when you really want to get out of debt, it has to be a little extreme. Plus, it’s just one year. I guarantee that in 5 or 10 or 20 years, you won’t care that you […]

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