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Rhythms + Grace
  • Welcome
  • Blog
    • Pregnancy & Newborns
    • Sleep Training Tips
    • Parenting Tips & Advice
    • Encouragement for Moms
    • Meal Planning & Grocery Budget
    • Simplify Mom Life
    • Budgeting
  • Baby Sleep Book
  • Other Resources
    • Shop
    • My Amazon Picks
    • Must Haves for Baby
  • Christmas

Budgeting

save money like a hippie

5 Semi-Hippie Things I Do to Save Money

So maybe you’ve heard (or perhaps you’re tired of hearing) … we’re getting out of debt. Not just kinda sorta …

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Categories Budgeting, Rhythms For Less Stress
Ahhh!! This was an amazing resource for helping us start our first budget. This lady makes it so simple to start budgeting for beginners, break the paycheck to paycheck cycle, get out of debt, and get ahead financially. #budgeting #personalfinance #debtpayoff #getoutofdebt budgeting in survival mode

How to Budget When You’re In Complete Survival Mode

If you are exhausted by a financial mess, or not sure what the first right step is, this post is …

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Categories Budgeting, Get Out Of Debt

The Simplest Way to Stick to a Grocery Budget (Even With Crazy Inflation)

I’ve been using this simple grocery budget tracking method for years!! It’s legitimately useful while you’re actually in the store, …

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Categories Budgeting, Get Out Of Debt, Meal Planning & Grocery Budget

Pros & Cons of Zero Based Budgeting (and a Flexible Alternative)

If you have tried to budget and failed, you know what I mean when I say, budgeting can be so …

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Categories Budgeting, Get Out Of Debt

47 Essential Foods for a Cheap, Healthy Grocery List

Today, I’m going to tell you exactly what you need to make a cheap grocery list that your family will …

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Categories Budgeting, Meal Planning & Grocery Budget
questions for insurance provider when pregnant

10 Specific Questions to Ask Insurance When Pregnant

Wondering what specific questions to ask your insurance company once you get pregnant!? You’re in the right place! Our first …

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Categories Babies, Budgeting, Pregnancy & Newborns
If you didn't save up for Christmas AND don't want to spend money you don't have on a credit card, try cash flowing Christmas! Here's how!

Cash Flowing Christmas

Christmas is fast approaching, and I’m already hearing people joke about putting Christmas on their credit card. In the past, I’ve …

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Categories Budgeting, Christmas
complete review YNAB

10 Reasons YNAB is Worth the Money: Review for You Need a Budget

YNAB is by far, our favorite online budgeting tool for tracking spending and money management. YNAB costs $99/ year, and …

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Categories Budgeting, Organize & Simplify

How to Tell if You Have a Serious Spending Problem

People often feel like they don’t have enough money. Often, people think the solution to their financial problems is making …

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Categories Budgeting, Get Out Of Debt
Avoid more debt | debt payoff tips | dave ramsey baby steps | debt snowball | $1000 emergency fund | crisis during debt payoff | how to get out of debt

6 Ways to Avoid More Debt When You’re Paying Off Debt | ‘Cuz Life Happens

The thing about paying off debt is – life still happens while you’re trying to get out of debt. In …

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Categories Budgeting, Get Out Of Debt
Here are 10 simple tips for how to save money on groceries without using coupons. I do most of these each month and we spend less than $400 per month for our family of 4.

How To Save Money on Groceries: 10 Simple Ideas & NO Coupons

I recently wrote about how I got sloppy at budgeting towards the end of my pregnancy with our 3rd baby. Especially …

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Categories Budgeting, Meal Planning & Grocery Budget, Rhythms For Less Stress
feeling guilty over being bad at budgeting lately? Here are 6 steps for how to get back on track with budget. No guilt over budgeting necessary! #budgeting #simplebudget #getoutofdebt

In Which a Mom/Finance Blogger Makes Excuses for Sucking at Budgeting

My dear friends, readers & budget nerds, I have a confession to make: I have sucked at sticking to our …

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Categories Budgeting
Doing these 50 small things will save you $10,000 this year! One idea - skip gifts with your spouse for a whole year and save at least $500. Here are some alternatives to expensive gift-giving.

Skip Spouse Gifts for a Year

If you’re accustomed to exchanging extravagant gifts with your spouse, skipping gifts for a year may seem extreme. But, hey, when …

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Categories Budgeting, Get Out Of Debt
How to stop impulsive spending: The one thing I did to change my spending habits completely!

How to Stop Impulsive Spending

I recently read “The Power of Habit,” by Charles Duhigg. Besides being full of fascinating insight about the habits of …

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Categories Budgeting
Checking your budget once a month simply won't work. Here's why and here's how to check your budget more often, without pulling your hair out. read more: http://wp.me/p6bl1n-16g

Why It Doesn’t Work to Check Your Budget Once a Month

For a long time, Ben and I would sit down at the end of every month and look at our …

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Categories Budgeting
FREE BUDGETING FOR BABY WORKSHEET: how much does it cost to have a baby? This simple process will help you plan for a new baby, regardless of how big your budget is.

Free Spreadsheet: How Much Does a Baby Cost? (Less Than You Think!)

When we got pregnant with our first baby, I was a private piano teacher making approximately $26,000/ year (before taxes) …

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Categories Babies, Budgeting, Pregnancy & Newborns

Budgeting 101 #5: How to Actually Stick to a Budget

This is the 5th post in an ongoing series called “Budgeting 101.” You can START THE ENTIRE SERIES WITH POST …

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Categories Budgeting
How I meal plan and grocery shop once a month! (a complete how-to guide with a free menu planner)

How to Meal Plan & Grocery Shop Once a Month

I mentioned in a recent post that I’ve grown to love meal planning and grocery shopping for the whole month …

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Categories Budgeting, Meal Planning & Grocery Budget, Recipes, Rhythms For Less Stress
cutting costs at Christmas: brown paper packages tied up with string

Cutting Costs at Christmas

I love this time of year. From right before Thanksgiving all the way through New Year’s. I love how simple …

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Categories Budgeting
How to grocery shop once a month!

Why I Love Grocery Shopping Once a Month

Let’s talk grocery shopping. Granted, not the most exciting of topics, but something we do a lot. So, worth talking about …

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Categories Budgeting, Meal Planning & Grocery Budget, Recipes, Rhythms For Less Stress
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Please don't take content or images from this site without linking back and giving credit.

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goodnight baby book
All new moms need this practical guide to getting your newborn on a health & happy sleeping & eating schedule!
musical memory app for kids
Musical Memory is an app I created with hundreds of short & sweet learning songs for kids. Check it out now!

The Internet’s Simplest Baby Sleep Book

All 4 of our kids were sleeping 8 hours through the night by 8-12 weeks and 12 hours by 12-16 weeks.

So I wrote a simple guide about our method.

This short & simple ebook style guide is meant to help you get your baby on a healthy eating & sleeping routine ASAP!!

There are tons and tons of practical tips in here for everything related to those first several months of having a newborn… Check it out here!

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Privacy & Disclaimers

Sponsored posts & gifted products are always disclosed. All opinions are my own. Some links on this site are affiliate links.

This website is a participant in the Amazon Services LLC Associates Program. As an Amazon Associate I earn from qualifying purchases.

Please don’t take content or images from this site without linking back and giving credit.

Disclosure | Disclaimers & Privacy

 

 

© 2025 Rhythms & Grace
  • Welcome
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    • Simplify Mom Life
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  • Baby Sleep Book
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    • Shop
    • My Amazon Picks
    • Must Haves for Baby
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