Budgeting 101- #2 How to Track Your Spending

Where is all my money going? How much should I budget in this category? I want to save money but I never have any leftover… It seems like emergencies come up a lot… If you’ve had any of those thoughts, you are not alone. Maybe you’ve made a budget, but …

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How to Start a Budget in 3 steps. Whether you're new to budgeting or have tried in the past, this is the simplest way to get started with a budget right away.

Budgeting 101 – #1 How to Start a Budget

Whether you’ve tried budgeting a million times or it’s the first time ever, starting a budget can feel daunting. What if I do it wrong? What if I mess it up? What if I don’t guess right? I’ll save you the worry and tell you up front – you won’t …

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Detailed Review of EveryDollar Online Budgeting Tool

We used EveryDollar for 9 months, then switched to YNAB. I have updated this post to reflect my current thinking abut EveryDollar after using it for 9 months. While it has some good features, my husband and I both like YNAB much better. (Detailed review of YNAB here.) In the …

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Whether or not you're in debt, choosing not to be entitled will help you be a better money-manager. Budgeting will be easier. Impulsive spending will be a thing of the past. The decision-making power will be in your hands rather than feeling a slave to your every passing want. It's just stuff. Learn to wait. Learn to plan for spending. Break the cycle. Say no to entitlement and yes to feeling truly free.

getting over my entitlement (part 1)

Confession: I used to be entitled. (Hey, you can’t get help if you don’t admit you have a problem, right?) I wouldn’t say I consciously thought to myself that people or the world owed me anything. And I definitely didn’t call it entitlement. It was more subtle than that. More …

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